Exam prep · Free exam prep course
A complete course for the Texas General Lines - Property and Casualty agent exam. It builds from insurance basics and contract law through dwelling and homeowners forms, the personal auto policy, commercial lines and specialty coverages, then finishes with the Texas laws and rules that trip up candidates who studied from a national guide: TWIA and the FAIR Plan, workers compensation nonsubscribers, and TDI's licensing and conduct rules.
| License | General Lines - Property and Casualty agent |
|---|---|
| Questions | 145: 130 scored plus 15 unscored pretest questions, mixed in and unmarked |
| Time | 150 minutes |
| Exam fee | $49, paid when you reserve with Pearson VUE |
| Passing score | 70 on a 0-100 scaled score, graded on the exam as a whole (not each half) |
| Retakes | No limit; you can book a new attempt from the next day |
Source: Pearson VUE Texas Insurance Licensing Candidate Handbook #124400 and content outline #124401 (effective September 1, 2026).
Copied straight from the course. In the app, each wrong option also gets its own explanation.
Card 1How many hours of continuing education must a Texas General Lines (Property & Casualty) agent complete each two-year license period?
24 hours. Texas requires 24 CE hours each two-year (biennial) period for major-lines licensees.
Card 2A government order closes the streets around an undamaged store because a neighboring building caught fire, preventing customers from reaching it. Which business income extension may respond?
Civil Authority coverage. Civil authority covers lost income when a government order denies access to the insured premises due to damage to nearby property.
Card 3How many of the 24 biennial Texas CE hours must specifically be ethics?
3 hours. Texas requires 3 hours of ethics within the 24-hour biennial CE requirement (increased from 2 for renewals on/after Sept 30, 2022).
Yes. Create a free Encodr account and all 15 units and 801 cards are yours to study, with spaced repetition scheduling your reviews.
No. Per the Pearson VUE candidate handbook, the exam is scored as a whole: you need a scaled score of 70 across the scored questions. The Texas-specific material is still where national study guides fall short, which is why it gets its own units here.
Unit 14 covers Texas laws and rules, including TWIA and the FAIR Plan, workers compensation nonsubscribers, unfair practices like twisting and rebating, and TDI licensing and continuing education. Unit 15 covers the exam and licensing process itself.