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Texas insurance exam day: ID, arrival and retakes

What to bring to the Texas P&C and Life, Accident and Health exams: two IDs, arriving 30 minutes early, cancellation rules, calculators and unlimited retakes.

Plenty of candidates who know the material get turned away or rattled on exam day for avoidable reasons. These rules come from the Pearson VUE Texas Insurance Licensing Candidate Handbook (#124400) and apply to the General Lines property and casualty exam and the Life, Accident and Health exam.

Booking and changing your appointment

Arrival and ID

Calculators

The life and health handbook allows silent, hand-held, non-printing calculators with no alphabetic keypad. Financial calculators are not allowed, and the test center does not supply one. Check the current handbook before you go, since calculator policy is the kind of detail that gets updated.

Time and format

Both exams are 145 questions in 150 minutes: 130 scored plus 15 unscored pretest questions, mixed in and unmarked. There is no penalty for guessing, so answer everything. The passing score is 70 on a 0 to 100 scaled score, and it is not a percent correct. You are scored on the exam as a whole, not on each half. How many questions can you miss and still pass and the exam pass score calculator help you think about your margin, with the caveat that the scaled score makes any raw estimate approximate.

Candidates whose first language is not English may request 1.5 times the time, with a letter. Spanish exams let candidates switch between Spanish and English.

If you do not pass

A candidate who fails may schedule a new exam within one day, and there is no limit on attempts. You pay the fee again each time. You leave the test center with an official score report.

After you pass, apply within 12 months: how to get a Texas property and casualty license and how to get a Texas life and health insurance license cover what comes next.

Prepare so exam day is uneventful

Practice with the material under the same conditions: no notes, timed, all answers committed. Encodr's free Texas Property and Casualty and Texas Life and Health courses cover the full outlines, and the exam prep hub lists the rest.

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